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Updated on March 14, 2020

C.A.R. has been working diligently, in conjunction with NAR and other organizations, to ensure REALTORS® are included in federal and state financial relief efforts. The following relief programs are now available to REALTORS®, and we will continue updating this page as additional programs are made available. 


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Pandemic Unemployment Assistance​ (PUA)

The CARES Act provides for “Pandemic Unemployment Assistance” payments to business owners and independent contractors, including most REALTORS®.


For more information, see our FAQ on Pandemic Unemployment Assistance


U.S. Small Business Administration (SBA) Loans

The federal government, through the SBA, is providing significant relief for small businesses suffering from the impact of the COVID-19 pandemic.


For more detailed information, see:

Tax Credits for Sick Leave for Independent Contractors

The Families First Coronavirus Response Act (FFCRA) provides independent contractors with two new key benefits. First, independent contractors who are diagnosed with or must self-isolate due to COVID-19 can now claim a tax credit for sick leave. This credit is also available for independent contractors caring for a child due to school or childcare closures. Independent contractors may also claim a tax credit if they must take leave to care for a seriously ill family member. Both these credits are refundable and creditable against income and self-employment taxes.

For more information, see our Direct Payments and Other Relief FAQ.

Direct Payments to Taxpayers

The Families First Coronavirus Response Act (FFCRA) provided tax rebate payments of $1,200 per adult and $500 per child to taxpayers whose adjusted gross income was $75,000 or less for individuals or double that amount for joint return filers. 

For more information, see our Direct Payments and Other Relief FAQ.


Relief Programs for Employers

C.A.R has provided detailed Guidance for Employers on brokers’ responsibilities to their administrative employees and independent contractor agents.


For information on the financial assistance programs available to brokers as they bear the cost of those responsibilities, as well as try to maintain their brokerages' financial stability, see our FAQ for Brokers as Employers.

Relief Programs for Rental Property Owners

Rental property owners in need of emergency financial assistance have access to various federal and state programs.

See our FAQ for Rental Property Owners for more information.

C.A.R. COVID Relief Hotline

Call (213) 351-8450 for 24x7 support via SMS text and live support between 8:30 a.m. and 4:45 p.m. on financial relief programs available to REALTORS®. You can also email

The C.A.R. COVID Relief Hotline is intended to provide general answers regarding coronavirus-related federal and state relief programs available to REALTORS®. It is not intended as a substitute for individual legal, financial or tax advice. Advice in specific situations may depend on a wide variety of factors, and members who require review of a relief application or information about their specific legal or financial situation should consult the attorney, accountant or other advisor of their choice. These issues are beyond the scope of those provided by this Hotline. 

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